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Personal Finance Considerations and Strategies

This column is updated every business day or thereabouts, so check back often for more Personal Finance Considerations and Strategies.

Taxes in the Fall -- Part 7.

The fall is also the correct time of the year to evaluate tax payments.

If you pay too little, you could be assessed a penalty.

You are required to pay the lesser of 90% of your current year's or 100% of last year's U.S. Income Tax either in the form of withholdings or estimated tax payments to avoid being penalized.

If your income was high (over $150,000), the threshold is increased to 110% of last year's tax for the above comparison.

These penalties can be avoided by making certain you meet these criteria.

Don't forget to look at this calculation before the end of the year.

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Do you have some Personal Finance advice to share or have a question?

You can Write to Us!.

Include your first initial and last name.

I'll try to use your contribution in a future column.

(Please note that these columns are written several weeks in advance so publishing it will be delayed accordingly.)

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